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Manufactured Home Loan (Title I)

HUD does insure loans for the purchase of manufactured homes or lots. These loans are done by private lending institutions.

There is a maximum loan amount of $48,600. for a manufactured home. The maximum for a manufactured home with a suitably developed lot is $64,800. and $16,200. for a developed lot. But the maximum limits for home and lot may increase up to 85% in designated high cost areas.

The loan terms vary from 15 to 25 years, depending on the type of loan.

Manufactured homes are mainly financed through the purchase by lenders of retail installment contracts between home buyers and manufactured home dealers.

The Eligibility for this type of mortgage is: The home must be principal residence of the borrower and the borrower must be able to make the cash investment and the loan payments.

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Applying for a mortgage is simple, safe, and secure. Your information will only be sent to your designated FHA Loan Officer.

















Equal Housing

Please note: There are no fees to submit your application or to request your free consultation with an FHA loan officer. These services are provided to you at no charge and no obligations.



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