American Credit Express Associates
Successful Mortgages Since 1986
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Get Pre-Approved Now
Getting Pre-Approved for your mortgage is a very important step in the whole process. If you are purchasing a home you will need your Pre-Approval letter to authorize you to make bids on the home you are trying to purchase. For refinancing your Pre-Approval serves as a promise and outlines in summary the terms of your new mortgage including the interest rates.
Current FHA guidelines have been loosened to allow more Americans to purchase homes and to allow for easier, faster, and cheaper refinances. This makes getting Pre-Approved very easy and will show you what documentation you need to provide in order for you to close on your mortgage.
Once you request your free consultation your FHA loan officer will go over the many details of FHA financing and if you choose your loan officer will proceed to the Pre-Approval process and will start asking you qualification questions to determining how much of a loan you can be approved for. You will then be approved the maximum amount the loan officer can authorize and you will have the authority to borrow any amount up to that amount and below.
Your personal FHA loan officer will be your point of contact for the whole process until you have your new mortgage in place. Should you have any questions about the process or the details of the loan feel free to discuss them with your FHA loan officer and they would be happy to guide you along the process of obtaining your new mortgage.
Applying for a mortgage is simple, safe, and secure. Your information will only be sent to your designated FHA Loan Officer.
Please note: There are no fees to submit your application or to request your free consultation with an FHA loan officer. These services are provided to you at no charge and no obligations.
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