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American Credit Express Associates
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Debt Consolidation

Cash out; Refinance for Debt Consolidation:

Refinancing for cash out to pay debts; can be done for your credit cards, cars, college, and or for home improvements, etc., or even roll in your 2nd mortgage so you can have one low monthly payment. But if you are taking cash out, your loan will be limited to 85% of the appraised value, depending on your qualifications. Plus your closing costs; rolled into the amount of the loan.

Your credit does not have to be perfect to qualify for a FHA mortgage. The FHA program is not credit driven; in fact, even if you have had credit problems, such as a bankruptcy, it's easier for you to qualify for an FHA loan than a conventional loan. But in this current market its voluntary on the banks part; what they have been looking for at this point in time is a score of 620 or better.

If you currently have a FHA mortgage and wish to refinance; FHA does not check your creditworthiness; once you already have a FHA loan. No other loan program will offer that to you!

Do you have Questions? Request a Free Consultation Now – Click Here
















Applying for a mortgage is simple, safe, and secure. Your information will only be sent to your designated FHA Loan Officer.

















Equal Housing

Please note: There are no fees to submit your application or to request your free consultation with an FHA loan officer. These services are provided to you at no charge and no obligations.



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